Broker Check

Federal Employees

Retirement

  • Qualifications to retire on an unreduced annuity
  • Early retirement/deferred/postponed
  • Three pillars of retirement: Pension, Special Retirement Supplement, and TSP.
  • Impact of additional years of service
  • Disability Retirement
  • Military Service Purchase Credit


TSP

  • S,C,I,G, and F or Lifestyle Funds?
  • Traditional/Roth?
  • Mutual Fund Window, should I participate?
  • Responsible post-retirement use of TSP Calculation
  • TSP Withdrawal Options
  • Beneficiary Options: Primary and Contingent


Insurance

  • Federal Employees Group Life Insurance (FEGLI)
  • Federal Employee Health Benefit (FEHB)
  • Federal Employee Long Term Care Insurance Program (FELTCIP)
  • Survivor Benefit: Partial or Full


Social Security/Medicare

  • When should I start taking Social Security?
  • How much can I earn without affecting SRS/Social Security?
  • Social Security Disability
  • Survivor Social Security Benefits
  • Medicare- When and which options?


Taxes

  • Is my current withholding allowance accurate?
  • How will my Annuity be taxed?
  • State of residency tax impact
  • Earnings tax limit for Social Security Deduction?
  • SRS/Social Security taxation


Pre/Post Retirement Comparison